PENYULUHAN PENTINGNYA INSTRUMEN TABUNGAN DAN INVESTASI AMAN UNTUK DANA DARURAT KELUARGA DI KELURAHAN KAPUK, KOTA JAKARTA BARAT

Abstract

This community service activity aims to increase public understanding of the importance of family financial management through safe savings and investment instruments as emergency funds. The activity was carried out in the Kapuk Subdistrict, West Jakarta City, targeting housewives and people of productive age. The problems faced by the community include low financial literacy, a lack of understanding of emergency funds, and the prevalence of illegal investments that are detrimental to the community. The implementation method was carried out through lectures and question-and-answer discussions regarding the concept of emergency funds, safe types of savings, and low-risk investments such as deposits and money market mutual funds. The results of the activity showed that participants understood the importance of separating emergency funds from consumptive needs and began to recognize legal investment instruments supervised by the government. This activity is expected to increase public awareness of the importance of conducting wise and sustainable family financial planning.